X-Sure Tyre Insurance

x-sure 14

X-Sure is an insurance policy that covers your car’s tyres. The policy covers both new and used tyres in the case of serious damage.

 

HOW IT WORKS

NEW TYRES

Within 30 days or 2,000 km

Should the insured event occur within 30 days from inception of the policy or within the first 2,000 km of driving on the insured item after fitment, as specified on the Tiger Wheel & Tyre invoice (whichever comes first), the insured will receive a full credit towards the purchase of the same or similar new tyre from Tiger Wheel & Tyre.

After 30 days or 2,000 km

For insured events occurring after 30 days from inception of the policy or after the first 2,000 km of driving on the insured item (whichever comes first), the sum insured will be calculated by firstly measuring the remaining tread on the insured item, and then deducting from that the 1 mm excess. This figure represents the remaining tread.

The remaining tread will be expressed as a percentage of the original tread depth of the insured item, and thereafter be multiplied by the original purchase price of the insured item from Tiger Wheel & Tyre. The value, as determined using the above formula, will constitute the rand value of the credit the insured will be entitled to use towards the purchase of a new tyre.

USED TYRES

For any insured event, the sum insured will be calculated by firstly measuring the remaining tread of the insured item, and then deducting from that the 1 mm excess. This figure represents the remaining tread.

The remaining tread will be expressed as a percentage of the original tread depth of the insured item, and thereafter multiplied by the original purchase price of the insured item. The value, as determined using the above formula, will constitute the rand value of the credit the insured will be entitled to use towards the purchase of a new tyre.

Limitation of benefits:

  • On the Used policy only, a waiting period of 30 (thirty) days applies before you can claim.
    Any damage to the insured item before this waiting period expires shall be excluded from all future claims.

  • The sum insured is limited to R3,500 per insured item, irrespective of the purchase price of the insured item. 

  • Cover includes one claim per insured item.

The benefit shall not be paid in cash, but constitutes a credit towards the purchase of a new tyre. The cost of labour to fit the replacement tyre is not included.

With the exception of cover for new tyres within 30 days or 2,000 km, the insured will be his or her own insurer for the difference between the sum insured and replacement cost of the new tyre.

TREAD LIMIT

The tread limit is the minimum legal tread limit as stipulated by the National Road Traffic Act No 93 of 1996. This states that no person shall operate a motor vehicle, on a public road, that is:

  • Fitted with a pneumatic tyre, unless such tyre displays throughout, across its breadth and around its entire circumference, a pattern which is clearly visible, and has a tread of at least 1 mm in depth.
  • Fitted with a pneumatic tyre with tread that is level with the tyre tread depth indicator – if it has a tyre tread depth indicator.

EXCESS

In respect of each and every event that results in a claim, 1 mm of the tread will be deducted from the remaining tread and will act as an excess.

The excess will not apply to a new tyre in its first 30 days or 2,000 km, whichever comes first.

Period of insurance

X-Sure is a term policy and valid for three years from date of purchase, as indicated on your Tiger Wheel & Tyre invoice.

Cover for the insured item(s) will terminate:

  • If the original tread of the insured item is worn to the tread limit, as defined at the time of a claim.
  • After three years from the date of purchase of insurance for the insured item.
  • After 50,000 km travelled on the insured item.
  • If the insured item or vehicle to which the tyre was fitted is sold.
  • After a claim has been paid.

Find out more

For more information, or to apply for X-Sure, please ask in store for details.

Note: X-Sure is only available in selected South African Tiger Wheel & Tyre stores. Please contact your nearest store for details. X-Sure is not available in Namibia, Botswana and Mozambique.

For any queries do not hesitate to contact the Hollard customer care number: 086 136 7400 (Monday to Friday, business hours only).

The Hollard Insurance Co Ltd (Reg No 1952/003004/06) is an Authorised Financial Services Provider.

FSP licence number: 46180.